1. Introduction

Welcome to Knowledge Capital. These Terms and Conditions ("Terms") govern your use of the Knowledge Capital website (knowledgecapital.com) and all content, products, and services available at or through the website (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to all the Terms, you may not access or use our Services.

2. Use of the Website

2.1 Eligibility

You must be at least 16 years old to use our Services. By agreeing to these Terms, you represent and warrant that you are at least 16 years of age. If you are under 18 years old, you represent that you have your parent or guardian's permission to use the Services.

2.2 Account Registration

In order to access certain features of the Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for any activities or actions under your account. We are not liable for any loss or damage arising from your failure to comply with these requirements.

2.3 Prohibited Activities

You agree not to engage in any of the following prohibited activities:

  • Using the Services for any illegal purpose or in violation of any local, state, national, or international law;
  • Violating or infringing other people's intellectual property, privacy, publicity, or other legal rights;
  • Impersonating another person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity;
  • Interfering with or disrupting the Services or servers or networks connected to the Services;
  • Attempting to gain unauthorized access to any portion of the Services or any other accounts, computer systems, or networks connected to the Services;
  • Using any automated means, including spiders, robots, crawlers, data mining tools, or similar means to download data from the Services;
  • Uploading or transmitting viruses, malware, or other types of malicious software, or any other material that may damage the operation of another's computer;
  • Engaging in any activity that interferes with or disrupts the Services or the servers and networks connected to the Services;
  • Posting content that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable;
  • Engaging in any form of automated data collection, including but not limited to data mining, data extraction, or data scraping;
  • Engaging in marketing or promotional activities on the Services without our prior written consent.

3. Intellectual Property Rights

3.1 Our Intellectual Property

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Knowledge Capital, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Knowledge Capital.

3.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal, non-commercial use only. This license does not include:

  • Any resale or commercial use of the Services or their contents;
  • Any collection and use of any product listings, descriptions, or prices;
  • Any derivative use of the Services or their contents;
  • Any downloading or copying of account information for the benefit of another merchant;
  • Any use of data mining, robots, or similar data gathering and extraction tools.

All rights not expressly granted to you in these Terms are reserved and retained by Knowledge Capital or its licensors.

3.3 Digital Products and Content

When you purchase digital products or content from our Services, you receive a limited, personal, non-exclusive, non-sublicensable, non-transferable, revocable license to access and use such products or content for your personal, non-commercial purposes only.

You may not:

  • Modify, distribute, prepare derivative works of, reverse engineer, reverse assemble, disassemble, decompile or attempt to derive the source code of any of our digital products or content;
  • Remove any copyright, trademark registration, or other proprietary notices from our digital products or content;
  • Reproduce, duplicate, copy, sell, resell, rent, lease, loan, sublicense, or otherwise transfer or exploit rights to any digital products or content;
  • Use any of our digital products or content for any commercial purpose.

4. User Content

4.1 Content Submission

Certain parts of our Services may allow you to post, upload, transmit, or otherwise make available content, such as comments, reviews, or forum posts ("User Content"). By providing User Content, you grant us and our affiliates and service providers a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media.

4.2 Content Standards

You represent and warrant that your User Content:

  • Is accurate and not misleading;
  • Does not violate any applicable law, regulation, or rule;
  • Does not violate the privacy or publicity rights of any third party;
  • Does not infringe any intellectual property right of any third party;
  • Is not harmful, abusive, unlawful, threatening, harassing, defamatory, obscene, or otherwise objectionable;
  • Does not include personal information about individuals without their consent;
  • Does not contain any viruses, malware, or other harmful computer code.

We reserve the right to remove or edit any User Content at our sole discretion.

4.3 Content Monitoring and Enforcement

We have the right to:

  • Remove or refuse to post any User Content for any or no reason;
  • Take any action with respect to any User Content that we deem necessary or appropriate in our sole discretion;
  • Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights;
  • Take appropriate legal action for any illegal or unauthorized use of the Services;
  • Terminate or suspend your access to all or part of the Services for any violation of these Terms.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Services.

5. Purchases and Payment

5.1 Pricing and Availability

All prices displayed on our Services are subject to change without notice. We reserve the right to modify or discontinue any product or service without notice at any time.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Services will be corrected.

5.2 Payment Information

When you make a purchase through our Services, you agree to provide current, complete, and accurate purchase and account information. You agree to promptly update your account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.

5.3 Taxes

You are responsible for all applicable taxes related to your purchases. If you are tax-exempt, you must provide us with appropriate tax-exemption documentation.

5.4 Refunds

Our refund policy is outlined in our Refund Policy.

6. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. KNOWLEDGE CAPITAL DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

KNOWLEDGE CAPITAL DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

KNOWLEDGE CAPITAL MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE CONTENT ON THE SERVICES OR THE CONTENT OF ANY WEBSITES LINKED TO THE SERVICES.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

7. Limitation of Liability

IN NO EVENT WILL KNOWLEDGE CAPITAL, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SERVICES, ANY WEBSITES LINKED TO THEM, ANY CONTENT ON THE SERVICES OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

8. Indemnification

You agree to defend, indemnify, and hold harmless Knowledge Capital, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Content, any use of the Services' content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Services.

9. Termination

We may terminate or suspend your account and bar access to the Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Dispute Resolution

11.1 Mandatory Arbitration

Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in Delaware, using the English language in accordance with the Arbitration Rules and Procedures of the Judicial Arbitration and Mediation Services, Inc. ("JAMS") then in effect, by one commercial arbitrator with substantial experience in resolving intellectual property and commercial contract disputes.

11.2 Class Action Waiver

Any arbitration will be conducted on an individual basis and not in a class, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a class, consolidated, or representative proceeding.

11.3 Exception for Small Claims Court

Notwithstanding the foregoing, you may bring an individual action in the small claims court of your state or municipality if the action is within that court's jurisdiction and is pending only in that court.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Services.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Knowledge Capital
17274 Prosacco Stravenue
Kunzeport, SK L6Y0K0
Email: [email protected]
Phone: +1 (949) 658-5961